Invest with Peak Living
Join provincial Kiwis across New Zealand choosing a Peak Living Retirement Village Fund.
A Peak Living Retirement Village Fund invests in the future of your community. Structured as a unit trust and overseen by an independent trustee, your investment directly funds the development of your chosen retirement village. This model not only supports the construction and early operation phases but also ensures that your capital is managed with the highest standards of integrity and foresight.
Our goal is to build a network of retirement villages that enable Kiwis to retire comfortably within their local communities, while also providing an alternative to investing in the New Zealand property market.
Why Invest with Peak Living?
RETURN ON INVESTMENT
When investing in our fund you can expect to receive a return from regular distributions similar to receiving an interest payment. The amount will be dependent on the stage of the retirement village’s development through to when the village is completed and operating at its anticipated potential. Additional to this regular distribution will be the anticipated property value movements similar to your community’s residential property market. As an example, as of May 2024, the median house price in Marlborough was $685,000. This is up from $308,000 ten years earlier. This represents an average increase in property values each year of 8.32%.
FUTURE FLEXIBILITY
“I like that I have choices to occupy or invest depending on how I feel in the future.”
On average, 80% of people moving into a retirement village will need to sell their home first in order to release funds. This can cause a great deal of stress if your decision to move coincides with one of the frequent ebbs in the property market. With a Peak Living investment, there is no rush to sell your existing home before moving into the village, as your retirement village place has already been paid for. Keep it as a rental investment, or enjoy the flexibility of waiting for the right buyer - all while living the dream in your Peak Living village.
"NO SUPRISES" REASSURANCE
As an investor and future resident, you’ll be invited to attend regular village meetings to stay informed about what is happening in your chosen village. Through this, you’ll build a good understanding of the goings on in your village, the wider industry and how the Peak Living fund is performing, long before you become a resident.
Understanding your “Ticket to Occupy”
Investing with Peak Living doesn’t just secure a financial return, it also gives you a Ticket to Occupy. Here’s how it works:
FIX YOUR ENTRY PRICE TODAY
Choose to set the price of your future home in our retirement village today and lock in the median village entry price for when you decide to move in, whether that's in five years or fifteen (the maximum investment time period). This fixed median village entry price offers financial predictability and potentially savings as property values rise.
Your Ticket to Occupy also guarantees you a preferential spot in your chosen village. We recommend giving us three to six months' notice to ensure your preferred unit is ready for you.
MOVE INTO THE VILLAGE
When the time feels right for you to move, your investment transitions into an Occupation Right Agreement (ORA). This agreement is your formal entry into the village, secured by your Ticket to Occupy. As a priority investor, you’ll find transitioning to village life straightforward and stress-free.
Entry to a retirement village involves a deferred management fee (DMF), which is usually around 30% of your entry price. By fixing your entry price with your initial investment, your DMF is calculated based on the historic price - not the market rate at the time of moving in, potentially saving you tens of thousands of dollars.
What if I only want to invest, not occupy? Or if I change my mind?
You can! While the investment has been designed for those planning their futures in a retirement village, it is also available as a stand-alone option. Leave your money in the fund for as long as you wish, and enjoy returns on your capital, with the flexibility to withdraw in the future.
Want to know more?
Explore our Frequently Asked Questions
HOW IT WORKS
The following diagram plots over time a future resident's initial investment today through to when they decide to occupy in ten year's time. This includes their savings in deferred management fees due to their forward thinking retirement investment decision.
Important
This is an example only. Everyone's experience will differ and the differences could be significant. No particular level of return is promised.
Invest now for a smooth transition into your retirement later.
Invest today and enjoy tomorrow with Peak Living.
IMPORTANT NOTES
An investment in a proposed Peak Living Retirement Village Fund will only be available to wholesale investors in terms of clause 3(2) or 3(3)(a) of Schedule 1 of the Financial Markets Conduct Act 2013. Applications for investment are not currently being accepted. Expressions of interest are welcome, and do not involve an obligation or a commitment to invest. All information in this document is current at the date of issue, and issue and is subject to change. Returns are subject to change and are not guaranteed.
Peak Living Management has yet to apply for registration of a development under the terms of the Retirement Villages Act 2003 and is currently unable to make offers of occupation in the village to the public.
0800 PEAK LIV (0800 732 558)
info@peakliving.co.nz
Peak Living Management Limited
P.O. Box 202-272, Southgate, Takanini, Auckland 2246